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843.606.5270
2 years ago · by · 0 comments

Airboat Insurance Coverage for Pleasure & Charter Crafts

Airboats are great vessels for both personal and charter use. With their unique, air-propelled design, these crafts are ideal for navigating shallow water, swamps, bayous, and even ice. Because they have a flat bottom and no machine parts beneath the surface of the water, they can skim right along surfaces with ease. To protect this unique investment, it is important to have proper airboat insurance coverage for your boat. Whether you are using an airboat for personal pleasure or for chartering, here are some things to consider when seeking airboat insurance for each usage type.

Personal & Pleasure Airboat Insurance Coverage

Even if your airboat is extremely well taken care of and you are a very safe operator, accidents can still happen. For example, you could hit a log that is sticking out of the water, or you could hit another boat if it turns in front of you suddenly. Further, your airboat can sustain damage from hurricanes, falling trees, or other unexpected events.

For these reasons, it is critical to get quality airboat insurance coverage that can provide protection against these risks. A good airboat insurance policy for personal use or pleasure can provide coverage for physical damage to your boat, medical payments for emergencies, liability, personal property that can be lost or damaged, towing, transport, and other risks. Liability coverage is particularly important if you frequently bring passengers aboard your airboat to protect against passenger injuries on your craft, for which you could be held liable.

Charter Airboat Insurance Coverage

Charter airboats will need much of the same insurance coverage that personal or pleasure airboats will need. For example, charter boats will also need coverage for physical damage, medical payments, liability, personal property, towing, and transport coverage. This is because charter airboats are often exposed to the same or very similar risks as personal airboats.

However, charter boats often carry passengers for hire and are often used for different purposes than personal or pleasure airboats are. This means that your charter airboat marine insurance policy needs to be tailored to your specific needs.

Because more people will likely be on your craft, charter airboat owners will often need a higher limit of coverage for personal property and liability losses. A single boat accident with a dozen passengers on board could injure all twelve passengers. This could easily amount to hundreds of thousands of dollars of losses. If the boat gets submerged during the accident, it could also result in thousands of dollars of personal property losses. Charter airboats are often used for hunting and fishing trips, which involve their own inherent risks. Be sure that you work with your marine insurance agent to tailor your airboat insurance policy to your unique risks.

Find Your Airboat Insurance Policy

Maritime Insurance International can help you find a high quality airboat insurance policy for your pleasure or charter vessel. Contact our marine insurance agents today to get started.

 

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Company Information

Maritime Insurance International
3 Lockwood Drive
Suite 302A
Charleston, SC 29401

Mystic, CT Office:
P.O. Box 30
West Mystic, CT 06388-0030

Annapolis, MD Office:
P.O. Box 3505
Annapolis, MD 21403

Contact Details

E-mail: info@maritimeii.com
Phone: 843.606.5270
Fax: 888.482.6844

Monday - Friday: 9:00am - 5:00pm

Testimonials

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Professional, & courteous every time we've spoken. I would highly recommend ​t​his agency for boat insurance.
Carol P.
Very helpful and easy to work with.
Kevin D.
Excellent and prompt service.
Bruce B.
Terrific custom service and extremely well informed.
Amy D.
Nick does a great job, very responsive service, good products.
Charles C.
Great people, prompt service and they know their policies.
Banff L.
Been with this company since 2011, had one claim and it was settled to my satisfaction very promptly, never had any type of problem. I would highly recommend them based on the service I have gotten from them.
Barry B.
Nick McGinty & his team are top notch. Friendly, responsive, knowledgeable...Recently had an issue that was resolved quickly. They insure both my vessels and highly recommend them.
rlavecchia3
Great service, great prices and flexible pay plans
Alan B.
Easy to do business with. Knowledgeable, and good price comparisons.
Lawrence L.
The personal service and contacts I have with Maritime Insurance make me appreciate their "product" so much more than just sending my premium to some P.O. Box! Good people standing behind their service! Sincerely, Ken Byrd Pres. Charleston Yacht Carpentry Inc.
Ken B.
I have just bought my first big boat! This is a process that requires people who know what needs to happen and helped me to get it done. Insurance is something that we hope never to need but offsetting the risk in a big purchase ...
Patrick M.
MII has been responsive, prompt in follow-up and competitive in cost quotes. Am pleased with their customer service and already have suggested to a colleague to pursue their services.
Dann L.
This company makes super yacht insurance look easy. Very knowledgeable on vessels over 400 GT and they never miss an email. On my size vessel, there is no reason to shop around. Its the relationship with your agent that is imperative and must be seamless.
Tess R.
Maritime's entire team has always been outstanding!
Rich M.
The Maritime office is excellent. Nicky and Angie always send reminders and are extremely friendly and helpful.
Nicholas H.
Maritime has always been very helpful and user friendly. We contact a lot via email and phone and always get a prompt response. Mahalo!
W. "Kainoa" H.
Maritime agent Garrison Rudisill has been great to work with. He was a tremendous help with our hurricane Matthew claim.
Donna P.
Garrison has been very responsive and was always available and helpful.
Frank H.
Angie Fessler at the Maritime office went above and beyond to find us a policy to fit our event schedule. She is a blessing and we will be using you guys again this year.
Susan & Chris L.
I've never had a problem with this insurance and the price was great as well. My local guy, Garrison Rudisill, always answers my questions and helps me with anything I need.
Shin M.
My experience has been very professional and pleasant. They provided me with what I needed.
David S.
Maritime Insurance was very helpful in insuring our first larger vessel. The staff are very knowledgeable!
Joe S.
Working with these folks has been a real pleasure. They are knowledgeable, friendly and responsive. Easy to do business with.
Normand & Paula R.
NICK'S a stand up guy. He explains your coverage in English not in insurance jargon. Very responsive and easily accessible by telephone and via email.
Clay W.
Since day one, they have been there for us and on one particular day we needed them the most, they were there. We enjoy our relationship with the Charleston Team.
Eric R.
I had a serious claim in 2015 while cruising in the Turks & Caicos islands and I got the very best of service even though I was in another country. They stood behind me while my boat was repaired. It doesn't get any better than ...
Paul M.
This is one of the most responsive, helpful companies I have ever felt with. My calls and questions have always been returned with faster than average turnaround. Extremely helpful. Have always met my expectations. I recommend Nick McGinty and this company to all my friends.
Eric B.
Maritime was right on top of my claim and was extremely helpful in participating in getting the correct documents and professionals to back up my claim. Excellent company!!
Steve W.
They helped me with my claim and they always try to get me the best quote highly recommend.
Steve P.
Nick McGinty and his team are top notch people who understand their customers needs and provide quality insurance products in an efficient timely manner.
David F.
They have exceeded all my expectations. We have multiple policies on several properties, prior to insuring through Maritime insurance this was a nightmare keeping track of things, with Nick and crew its a snap. Its like having a full time person on our staff just ...
Bruce
Garrison R. has been fantastic to work with and is an asset to the company!
Tyler S.
Very knowledgeable staff who answered all my questions and the rates I received were far superior to anyone else's.
Brian N.
Very responsive, honest and customer service driven. I was surprisingly impressed and my expectations were exceeded.
Jim T.
Thank you Nick for ALWAYS being on the ball. You guys are great!
Thornton L.
I called insurance companies on a Friday to see who would be most helpful and responsive. Maritime Insurance was the ONLY company ready and willing to take information and prepare a quote. The customer service alone was worth using the company.
Andy D.
Fast prompt service, no hassles.
Bill B.
Great initial coverage policy and excellent follow-up skills for renewal...
Michael H.
Has an awareness of the struggles of a small marine service company.. Did a great job finding affordable policy for our specific needs. Great communication and stays on top of my account concerns.
William W.
Found you on internet. Nick McGintry and Nicky have exceeded my expectations. It's as great genuine and heart felt as the Four Seasons staff. And you were competitive.
Susan A.

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