With its beautiful waterways and close proximity to the Atlantic Ocean, Charleston, SC is home to many boat owners. This means that there is no shortage of business for marinas in the area. However, in order for these marinas to thrive, it is important to have quality insurance coverage. Local marina insurance brokers in Charleston, SC can be very helpful when it comes to finding the right policy for your unique needs. Here are some of the top reasons to work with a local broker for your needs.
Expertise on the hazards of the region.
Knowing which hazards are the most likely to occur in a given area is extremely important for insurance brokers. Our local marina insurance brokers know the hazards common to Charleston and have a deep understanding of the seasons and circumstances under which these hazards are likely to occur.
Things like tropical storms and hurricanes can cause immense damage for marinas. We’ve had firsthand experience of regional storms. Our agents understand the perils particular to the area very well, and we can help you get the best possible insurance coverage for your marina.
Working with a local broker like Maritime Insurance International will provide unparalleled access to markets. When working with an agent, their understanding of the required coverage and access to multiple carriers ensures you receive the best coverage at the best rate.
Maritime Insurance International has direct access to all of the major marine insurers and can market your account without having to “outsource” markets. This also provides significant benefits should you ever have a claim, as it removes additional layers between you and the insurance company.
Extensive experience in your community.
If you are seeking a marine insurance broker in or near Charleston, it is wise to find an insurance broker who has been operating in the area for a long time. Our brokers have deep experience with this specific market that cannot be rivaled by agents who are located in different areas.
Get the coverage you need.
With a thorough understanding of your needs, we can get you all of the coverage you need to protect your marina. This includes coverage for docks, loss of income, bumbershoot, protection and indemnity, marina operator’s legal liability coverage, marine sudden and accidental pollution coverage, hull coverage, and many other types of coverage.
Doing business locally is simply convenient for all parties involved. You can easily drop by our office if you need to speak to a representative about your coverage. This can be extremely helpful if you need a quick answer about an insurance question or if you want to develop a more personal relationship with your broker.
Request a Marina Insurance Quote Today
Maritime Insurance International can help you find the best policies for your needs. Contact us today to get started.