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2 years ago · by · 0 comments

Why Use a Dedicated Marine Insurance Agency?

When purchasing a policy for your boat, yacht or marine insurance needs, you have a few options from which to choose.  The choices are generally:

Homeowners Insurance Agent / General Agent – This is your corner store agency that writes your home, auto, health, and life insurance.

Direct Writers – These are the insurance companies (not agencies) who write their product direct to consumers. Progressive, Liberty Mutual, & Geico Auto Insurance are examples. The people you are getting a quote from work for the insurance company.

Niche / Specialty Agents – These are agents who focus on a particular industry niche, like Maritime Insurance International.

While this may sound self-serving, there are significant advantages to using a niche or specialty agent when searching for insurance for your boat, yacht, or marine business. We aren’t the only ones. There are several other great agencies out there in the space to help you, and a few of our competitors we think highly of are listed at the bottom of this page. 

Benefits of Working with A Marine Insurance Agency

So how do you benefit from working with an agency specializing in marine insurance?

  • They are independent. As such, the agents will work on your behalf.
  • They know the marine products. They aren’t just selling you a low price or reducing the limits to get you hooked only on a premium. A dedicated marine insurance agency will be able to provide insights into the proper coverages and better explain their value.
  • Better rates. More often than not, a specialist marine insurance agency will also have the lowest price on Boat, Yacht & Marine policies even with enhanced coverages.
  • They have relationships with the carriers. These relationships allow us to discuss the accounts with the carriers to obtain possible credits or assist in placing more difficult risks. They are valuable to the insured.
  • Better assistance with claims. When you have a claim, a marine insurance specialist will actually know what to do and can assist you through the claims process. Since there are only a handful of carriers and all they write is marine insurance, you can bet that they have handled a similar claim quite recently.
  • They have access to all or nearly all the markets. One thing consumers have historically done is “shop” various marine specialists. This is natural, however, given that there is a finite number of carriers for Boat, Yacht & Marine insurance, chances are that a good agent will cover all of the markets or at least all of the competitive markets on your behalf. We want you in the right product, and we want you to know we did the shopping for you. The good marine insurance agencies don’t sandbag it. They work hard to get you a good policy at a good price.

Get In Touch Today

At Maritime Insurance International, we think that as a consumer you deserve the best. Agents specializing in insurance for Boats, Yachts, & Marine risks will be in a position to best serve you in all capacities, including service, price, options, and advice. If you’re ready to explore your marine insurance options or have any questions after reviewing this, please don’t hesitate to reach out to us: / 843.606.5270

If you decide we aren’t the right fit for you, here are some other agencies specializing in marine insurance we think highly of:

  • Global Marine Insurance ~ Traverse City, Michigan – 800.748.0224
  • Wells Marine Insurance ~ Wrightsville Beach, North Carolina – 910.208.9120
  • Anchor Marine Insurance ~ Mercer Island, Washington – 800.726.2728
  • Atlass Insurance Group ~ Fort Lauderdale, Florida – 800.330.3370


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Company Information

Maritime Insurance International
3 Lockwood Drive
Suite 302A
Charleston, SC 29401

Mystic, CT Office:
P.O. Box 30
West Mystic, CT 06388-0030

Annapolis, MD Office:
P.O. Box 3505
Annapolis, MD 21403

Contact Details

Phone: 843.606.5270
Fax: 888.482.6844

Monday - Friday: 9:00am - 5:00pm


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Professional, & courteous every time we've spoken. I would highly recommend ​t​his agency for boat insurance.
Carol P.
Very helpful and easy to work with.
Kevin D.
Excellent and prompt service.
Bruce B.
Terrific custom service and extremely well informed.
Amy D.
Nick does a great job, very responsive service, good products.
Charles C.
Great people, prompt service and they know their policies.
Banff L.
Been with this company since 2011, had one claim and it was settled to my satisfaction very promptly, never had any type of problem. I would highly recommend them based on the service I have gotten from them.
Barry B.
Nick McGinty & his team are top notch. Friendly, responsive, knowledgeable...Recently had an issue that was resolved quickly. They insure both my vessels and highly recommend them.
Great service, great prices and flexible pay plans
Alan B.
Easy to do business with. Knowledgeable, and good price comparisons.
Lawrence L.
The personal service and contacts I have with Maritime Insurance make me appreciate their "product" so much more than just sending my premium to some P.O. Box! Good people standing behind their service! Sincerely, Ken Byrd Pres. Charleston Yacht Carpentry Inc.
Ken B.
I have just bought my first big boat! This is a process that requires people who know what needs to happen and helped me to get it done. Insurance is something that we hope never to need but offsetting the risk in a big purchase ...
Patrick M.
MII has been responsive, prompt in follow-up and competitive in cost quotes. Am pleased with their customer service and already have suggested to a colleague to pursue their services.
Dann L.
This company makes super yacht insurance look easy. Very knowledgeable on vessels over 400 GT and they never miss an email. On my size vessel, there is no reason to shop around. Its the relationship with your agent that is imperative and must be seamless.
Tess R.
Maritime's entire team has always been outstanding!
Rich M.
The Maritime office is excellent. Nicky and Angie always send reminders and are extremely friendly and helpful.
Nicholas H.
Maritime has always been very helpful and user friendly. We contact a lot via email and phone and always get a prompt response. Mahalo!
W. "Kainoa" H.
Maritime agent Garrison Rudisill has been great to work with. He was a tremendous help with our hurricane Matthew claim.
Donna P.
Garrison has been very responsive and was always available and helpful.
Frank H.
Angie Fessler at the Maritime office went above and beyond to find us a policy to fit our event schedule. She is a blessing and we will be using you guys again this year.
Susan & Chris L.
I've never had a problem with this insurance and the price was great as well. My local guy, Garrison Rudisill, always answers my questions and helps me with anything I need.
Shin M.
My experience has been very professional and pleasant. They provided me with what I needed.
David S.
Maritime Insurance was very helpful in insuring our first larger vessel. The staff are very knowledgeable!
Joe S.
Working with these folks has been a real pleasure. They are knowledgeable, friendly and responsive. Easy to do business with.
Normand & Paula R.
NICK'S a stand up guy. He explains your coverage in English not in insurance jargon. Very responsive and easily accessible by telephone and via email.
Clay W.
Since day one, they have been there for us and on one particular day we needed them the most, they were there. We enjoy our relationship with the Charleston Team.
Eric R.
I had a serious claim in 2015 while cruising in the Turks & Caicos islands and I got the very best of service even though I was in another country. They stood behind me while my boat was repaired. It doesn't get any better than ...
Paul M.
This is one of the most responsive, helpful companies I have ever felt with. My calls and questions have always been returned with faster than average turnaround. Extremely helpful. Have always met my expectations. I recommend Nick McGinty and this company to all my friends.
Eric B.
Maritime was right on top of my claim and was extremely helpful in participating in getting the correct documents and professionals to back up my claim. Excellent company!!
Steve W.
They helped me with my claim and they always try to get me the best quote highly recommend.
Steve P.
Nick McGinty and his team are top notch people who understand their customers needs and provide quality insurance products in an efficient timely manner.
David F.
They have exceeded all my expectations. We have multiple policies on several properties, prior to insuring through Maritime insurance this was a nightmare keeping track of things, with Nick and crew its a snap. Its like having a full time person on our staff just ...
Garrison R. has been fantastic to work with and is an asset to the company!
Tyler S.
Very knowledgeable staff who answered all my questions and the rates I received were far superior to anyone else's.
Brian N.
Very responsive, honest and customer service driven. I was surprisingly impressed and my expectations were exceeded.
Jim T.
Thank you Nick for ALWAYS being on the ball. You guys are great!
Thornton L.
I called insurance companies on a Friday to see who would be most helpful and responsive. Maritime Insurance was the ONLY company ready and willing to take information and prepare a quote. The customer service alone was worth using the company.
Andy D.
Fast prompt service, no hassles.
Bill B.
Great initial coverage policy and excellent follow-up skills for renewal...
Michael H.
Has an awareness of the struggles of a small marine service company.. Did a great job finding affordable policy for our specific needs. Great communication and stays on top of my account concerns.
William W.
Found you on internet. Nick McGintry and Nicky have exceeded my expectations. It's as great genuine and heart felt as the Four Seasons staff. And you were competitive.
Susan A.