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Why Use a Dedicated Marine Insurance Agency?

When purchasing a policy for your boat, yacht or marine insurance needs, you have a few options from which to choose.  The choices are generally:

Homeowners Insurance Agent / General Agent – This is your corner store agency that writes your home, auto, health, and life insurance.

Direct Writers – These are the insurance companies (not agencies) who write their product direct to consumers. Progressive, Liberty Mutual, & Geico Auto Insurance are examples. The people you are getting a quote from work for the insurance company.

Niche / Specialty Agents – These are agents who focus on a particular industry niche, like Maritime Insurance International.

While this may sound self-serving, there are significant advantages to using a niche or specialty agent when searching for insurance for your boat, yacht, or marine business. We aren’t the only ones. There are several other great agencies out there in the space to help you, and a few of our competitors we think highly of are listed at the bottom of this page. 

Boat & Yacht Repair Insurance – Marine Artisan Policies

For those in the business of repairing and servicing recreational boats & yachts, there is a great solution for insuring your business. The program is called a Marine Artisan Policy. This boat repair insurance is specifically tailored toward small shops, including solo operators. Our policies are low cost solutions to provide you the coverages you will need in the course of your marine business as well as the requirements almost all marinas now have. In most cases, we can provide a quote in as little as a few hours.

Get A Quick Quote 

How Much Does Boat Insurance Cost?

This is a question we get all the time. How much does boat insurance cost? Insurers consider many factors when determining rates for boat insurance. As an independent agency, we work to get rates from various marine insurance carriers. Once we have the basic information, it is a quick process to get rates. Here are all the factors that go into pricing for boat and yacht insurance. If you have any questions after reviewing this information, just reach out to us, and we’ll be happy to help!

Boat Liability Insurance – Important Coverage for Boat Owners


Taking your boat out with friends and family can be a great way to spend the day. However, even if you are taking every precaution, accidents and injuries can still occur. If you are the owner of the boat, then you can be held liable for such accidents and injuries. For this reason, boat liability insurance is essential coverage for all boat owners.

Boat Dealer Insurance Considerations

A boat dealership can be a profitable and rewarding business. Boat dealers need to make sure that they have adequate insurance coverage to protect their business from potential losses. Here are some key considerations when looking for a high quality boat dealer insurance policy.

Types of Yacht Insurance Policies: Which is Right for You?

Yachts tend to be beautiful, elegant vessels that can provide people with a wonderful and classy way to enjoy the water. These vessels are appealing to the eye and tend to be larger than the average runabout. With larger vessels carrying more passengers, higher risks are inherent. This means that it is especially important for yacht owners to have proper yacht insurance policies for their specific exposures. Below are the two general classifications of yacht insurance policies as well as information on ancillary coverages.

Airboat Insurance Coverage for Pleasure & Charter Crafts

Airboats are great vessels for both personal and charter use. With their unique, air-propelled design, these crafts are ideal for navigating shallow water, swamps, bayous, and even ice. Because they have a flat bottom and no machine parts beneath the surface of the water, they can skim right along surfaces with ease. To protect this unique investment, it is important to have proper airboat insurance coverage for your boat. Whether you are using an airboat for personal pleasure or for chartering, here are some things to consider when seeking airboat insurance for each usage type.

Boat Insurance Claim: What to do After a Hurricane

Hurricanes can cause an unprecedented amount of damage to boats, harbors, shipyards, etc. Hurricane Matthew was particularly severe, and we hope that your boat did not suffer any damage.

However, if it did, it is a good idea to file a boat insurance claim as soon as possible. Meanwhile, when it is safe, here are some strategies you might be able to use to protect your boat and try to reduce the chance of any further damage from occurring.

Charter Boat Insurance: Personal Effects, Liability & Loss of Income

Charter boats can provide a great source of income for boat owners, captains, and crew members. They can also provide a great source of recreation for people. Chartering a fishing boat or a boat for a cruise or tour can be a great way to get out on the water and have a good time.

However, it is very important for owners to have proper charter boat insurance coverage. There are many potential financial hazards that can occur if something goes wrong or if an accident occurs during the charter. Here are some things that owners should consider when they are looking for charter boat insurance coverage for their businesses.

Company Information

Maritime Insurance International
3 Lockwood Drive
Suite 302A
Charleston, SC 29401

Mystic, CT Office:
P.O. Box 30
West Mystic, CT 06388-0030

Annapolis, MD Office:
P.O. Box 3505
Annapolis, MD 21403

Contact Details

Phone: 843.606.5270
Fax: 888.482.6844

Monday - Friday: 9:00am - 5:00pm


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Professional, & courteous every time we've spoken. I would highly recommend ​t​his agency for boat insurance.
Carol P.
Very helpful and easy to work with.
Kevin D.
Excellent and prompt service.
Bruce B.
Terrific custom service and extremely well informed.
Amy D.
Nick does a great job, very responsive service, good products.
Charles C.
Great people, prompt service and they know their policies.
Banff L.
Been with this company since 2011, had one claim and it was settled to my satisfaction very promptly, never had any type of problem. I would highly recommend them based on the service I have gotten from them.
Barry B.
Nick McGinty & his team are top notch. Friendly, responsive, knowledgeable...Recently had an issue that was resolved quickly. They insure both my vessels and highly recommend them.
Great service, great prices and flexible pay plans
Alan B.
Easy to do business with. Knowledgeable, and good price comparisons.
Lawrence L.
The personal service and contacts I have with Maritime Insurance make me appreciate their "product" so much more than just sending my premium to some P.O. Box! Good people standing behind their service! Sincerely, Ken Byrd Pres. Charleston Yacht Carpentry Inc.
Ken B.
I have just bought my first big boat! This is a process that requires people who know what needs to happen and helped me to get it done. Insurance is something that we hope never to need but offsetting the risk in a big purchase ...
Patrick M.
MII has been responsive, prompt in follow-up and competitive in cost quotes. Am pleased with their customer service and already have suggested to a colleague to pursue their services.
Dann L.
This company makes super yacht insurance look easy. Very knowledgeable on vessels over 400 GT and they never miss an email. On my size vessel, there is no reason to shop around. Its the relationship with your agent that is imperative and must be seamless.
Tess R.
Maritime's entire team has always been outstanding!
Rich M.
The Maritime office is excellent. Nicky and Angie always send reminders and are extremely friendly and helpful.
Nicholas H.
Maritime has always been very helpful and user friendly. We contact a lot via email and phone and always get a prompt response. Mahalo!
W. "Kainoa" H.
Maritime agent Garrison Rudisill has been great to work with. He was a tremendous help with our hurricane Matthew claim.
Donna P.
Garrison has been very responsive and was always available and helpful.
Frank H.
Angie Fessler at the Maritime office went above and beyond to find us a policy to fit our event schedule. She is a blessing and we will be using you guys again this year.
Susan & Chris L.
I've never had a problem with this insurance and the price was great as well. My local guy, Garrison Rudisill, always answers my questions and helps me with anything I need.
Shin M.
My experience has been very professional and pleasant. They provided me with what I needed.
David S.
Maritime Insurance was very helpful in insuring our first larger vessel. The staff are very knowledgeable!
Joe S.
Working with these folks has been a real pleasure. They are knowledgeable, friendly and responsive. Easy to do business with.
Normand & Paula R.
NICK'S a stand up guy. He explains your coverage in English not in insurance jargon. Very responsive and easily accessible by telephone and via email.
Clay W.
Since day one, they have been there for us and on one particular day we needed them the most, they were there. We enjoy our relationship with the Charleston Team.
Eric R.
I had a serious claim in 2015 while cruising in the Turks & Caicos islands and I got the very best of service even though I was in another country. They stood behind me while my boat was repaired. It doesn't get any better than ...
Paul M.
This is one of the most responsive, helpful companies I have ever felt with. My calls and questions have always been returned with faster than average turnaround. Extremely helpful. Have always met my expectations. I recommend Nick McGinty and this company to all my friends.
Eric B.
Maritime was right on top of my claim and was extremely helpful in participating in getting the correct documents and professionals to back up my claim. Excellent company!!
Steve W.
They helped me with my claim and they always try to get me the best quote highly recommend.
Steve P.
Nick McGinty and his team are top notch people who understand their customers needs and provide quality insurance products in an efficient timely manner.
David F.
They have exceeded all my expectations. We have multiple policies on several properties, prior to insuring through Maritime insurance this was a nightmare keeping track of things, with Nick and crew its a snap. Its like having a full time person on our staff just ...
Garrison R. has been fantastic to work with and is an asset to the company!
Tyler S.
Very knowledgeable staff who answered all my questions and the rates I received were far superior to anyone else's.
Brian N.
Very responsive, honest and customer service driven. I was surprisingly impressed and my expectations were exceeded.
Jim T.
Thank you Nick for ALWAYS being on the ball. You guys are great!
Thornton L.
I called insurance companies on a Friday to see who would be most helpful and responsive. Maritime Insurance was the ONLY company ready and willing to take information and prepare a quote. The customer service alone was worth using the company.
Andy D.
Fast prompt service, no hassles.
Bill B.
Great initial coverage policy and excellent follow-up skills for renewal...
Michael H.
Has an awareness of the struggles of a small marine service company.. Did a great job finding affordable policy for our specific needs. Great communication and stays on top of my account concerns.
William W.
Found you on internet. Nick McGintry and Nicky have exceeded my expectations. It's as great genuine and heart felt as the Four Seasons staff. And you were competitive.
Susan A.

Which type of insurance are you interested in?


Boats (Under 27′)

Yachts (27′ and Over)

Luxury Yachts

Commercial Vessels

Inspected Vessels

Bareboat, Rentals,
Clubs, B&B



Repair Yards


Small Business

Yacht Brokers


Marine Contactors

USL&H/Jones Act

P&P Bonds

Freight Broker

OTI Bonds

Carnet Bonds

Admiralty Bonds