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Luxury Yacht Insurance

Our Luxury Yacht Insurance programs start at $1,000,000.  These programs are custom designed by some of the most reputable yacht insurance carriers such as; Travelers, Chubb, XL Catlin, Falvey Yacht Insurance, AIG / New Hampshire, and all are tailored to meet the coverage and cruising needs of this niche market. With such a significant investment, it is imperative that your Agent understands  this luxury yacht insurance market, the coverages you will need as an owner, and have access to the carriers that will competitively compete for your business. With years of experience working in this exclusive field, we understand the unique challenges of protecting a yacht of this caliber.  We will leverage our deep experience with luxury yacht insurance to help you get the best policy at a competitive rate.

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It can be difficult to find a carrier that is able to offer adequate protection for luxury yachts. That’s where we can help. Through our elite network of trusted carriers, we offer luxury yacht insurance plans covering vessels up to $50,000,000 with navigational areas spanning North and South America, Caribbean, Mediterranean, and beyond. Plus, we offer plans with high liability limits, on-board tender coverage, high limits on personal effects, crew coverage and more.

Few people understand the responsibilities that come with owning a luxury yacht; luckily, we are well versed in this area. At Maritime Insurance International, our agents have over 20 years of experience working in the industry. We are eager to put our expert knowledge to work for you in helping you find the most complete and affordable luxury yacht insurance plan to fit your unique needs.

General Considerations for Luxury Yacht Insurance

  • Always provide your 12 month cruising itinerary. The more we can dial in the navigation, the better the rate!
  • Pollution Liability
  • Fines and Levy Protection
  • Diverse Cruising Destinations (worldwide)
  • Charter Coverage
  • Coral Reef Coverage
  • Captain Replacement Coverage
  • Captain/Crew Wage Continuation Coverage
  • Airplane and Helicopter Coverage
  • Additional coverages available upon request

Ask about our Storm Protection Program, which can provide monetary assistance for safety measures taken in the event of an approaching storm.

Custom Enhanced Programs for Luxury Yacht Insurance

We currently write direct with several carriers offering enhanced policies for Elite Vessels. These programs offer Physical Damage coverage that is unparalleled, have many enhancements that protect your interests and assets, and are extremely valuable in the event of a loss.

Learn more

Types of Vessels

  • Private Pleasure
  • Six Pack Charters and Inspected Vessels
  • Incidental Charters (Varies between 10-21 / year)
  • Full-time Cruisers / Liveaboard
  • Great Loopers
  • Custom / Semi-Custom Sportfish, Trawlers, Long Range Cruisers, & “Down East” Boats in excess of $250,000
  • Yachts over $1,000,000 with a full-time captain
  • Yachts over $1,000,000 with owner / operators

Navigational Areas

  • United States
  • Bermuda
  • Bahamas
  • Turks & Caicos
  • Canada
  • Mexico
  • Caribbean
  • Atlantic & Pacific Crossings
  • Panama Canal Crossings
  • South America
  • Mediterranean

Company Information

Maritime Insurance International
3 Lockwood Drive
Suite 302A
Charleston, SC 29401

Mystic, CT Office:
P.O. Box 30
West Mystic, CT 06388-0030

Annapolis, MD Office:
P.O. Box 3505
Annapolis, MD 21403

Wrightsville Beach, NC Office:
530 Causeway Drive, Suite F1
Wrightsville Beach, NC 28480

Contact Details

Phone: 843.606.5270
Fax: 888.482.6844

Monday - Friday: 9:00am - 5:00pm


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Professional, & courteous every time we've spoken. I would highly recommend ​t​his agency for boat insurance.
Carol P.