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Luxury Yacht Insurance

Our Luxury Yacht Insurance programs start at $1,000,000.  These programs are custom designed by some of the most reputable yacht insurance carriers such as; Travelers, Chubb, XL Catlin, Falvey Yacht Insurance, AIG / New Hampshire, and all are tailored to meet the coverage and cruising needs of this niche market. With such a significant investment, it is imperative that your Agent understands  this luxury yacht insurance market, the coverages you will need as an owner, and have access to the carriers that will competitively compete for your business. With years of experience working in this exclusive field, we understand the unique challenges of protecting a yacht of this caliber.  We will leverage our deep experience with luxury yacht insurance to help you get the best policy at a competitive rate.

Online Application        OR        

It can be difficult to find a carrier that is able to offer adequate protection for luxury yachts. That’s where we can help. Through our elite network of trusted carriers, we offer luxury yacht insurance plans covering vessels up to $50,000,000 with navigational areas spanning North and South America, Caribbean, Mediterranean, and beyond. Plus, we offer plans with high liability limits, on-board tender coverage, high limits on personal effects, crew coverage and more.

Few people understand the responsibilities that come with owning a luxury yacht; luckily, we are well versed in this area. At Maritime Insurance International, our agents have over 20 years of experience working in the industry. We are eager to put our expert knowledge to work for you in helping you find the most complete and affordable luxury yacht insurance plan to fit your unique needs.

General Considerations for Luxury Yacht Insurance

  • Always provide your 12 month cruising itinerary. The more we can dial in the navigation, the better the rate!
  • Pollution Liability
  • Fines and Levy Protection
  • Diverse Cruising Destinations (worldwide)
  • Charter Coverage
  • Coral Reef Coverage
  • Captain Replacement Coverage
  • Captain/Crew Wage Continuation Coverage
  • Airplane and Helicopter Coverage
  • Additional coverages available upon request

Ask about our Storm Protection Program, which can provide monetary assistance for safety measures taken in the event of an approaching storm.

Custom Enhanced Programs for Luxury Yacht Insurance

We currently write direct with several carriers offering enhanced policies for Elite Vessels. These programs offer Physical Damage coverage that is unparalleled, have many enhancements that protect your interests and assets, and are extremely valuable in the event of a loss.

Learn more

Types of Vessels

  • Private Pleasure
  • Six Pack Charters and Inspected Vessels
  • Incidental Charters (Varies between 10-21 / year)
  • Full-time Cruisers / Liveaboard
  • Great Loopers
  • Custom / Semi-Custom Sportfish, Trawlers, Long Range Cruisers, & “Down East” Boats in excess of $250,000
  • Yachts over $1,000,000 with a full-time captain
  • Yachts over $1,000,000 with owner / operators

Navigational Areas

  • United States
  • Bermuda
  • Bahamas
  • Turks & Caicos
  • Canada
  • Mexico
  • Caribbean
  • Atlantic & Pacific Crossings
  • Panama Canal Crossings
  • South America
  • Mediterranean

Company Information

Maritime Insurance International
3 Lockwood Drive
Suite 302A
Charleston, SC 29401

Mystic, CT Office:
P.O. Box 30
West Mystic, CT 06388-0030

Annapolis, MD Office:
P.O. Box 3505
Annapolis, MD 21403

Contact Details

Phone: 843.606.5270
Fax: 888.482.6844

Monday - Friday: 9:00am - 5:00pm


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Professional, & courteous every time we've spoken. I would highly recommend ​t​his agency for boat insurance.
Carol P.
Very helpful and easy to work with.
Kevin D.
Excellent and prompt service.
Bruce B.
Terrific custom service and extremely well informed.
Amy D.
Nick does a great job, very responsive service, good products.
Charles C.
Great people, prompt service and they know their policies.
Banff L.
Been with this company since 2011, had one claim and it was settled to my satisfaction very promptly, never had any type of problem. I would highly recommend them based on the service I have gotten from them.
Barry B.
Nick McGinty & his team are top notch. Friendly, responsive, knowledgeable...Recently had an issue that was resolved quickly. They insure both my vessels and highly recommend them.
Great service, great prices and flexible pay plans
Alan B.
Easy to do business with. Knowledgeable, and good price comparisons.
Lawrence L.
The personal service and contacts I have with Maritime Insurance make me appreciate their "product" so much more than just sending my premium to some P.O. Box! Good people standing behind their service! Sincerely, Ken Byrd Pres. Charleston Yacht Carpentry Inc.
Ken B.
I have just bought my first big boat! This is a process that requires people who know what needs to happen and helped me to get it done. Insurance is something that we hope never to need but offsetting the risk in a big purchase ...
Patrick M.
MII has been responsive, prompt in follow-up and competitive in cost quotes. Am pleased with their customer service and already have suggested to a colleague to pursue their services.
Dann L.
This company makes super yacht insurance look easy. Very knowledgeable on vessels over 400 GT and they never miss an email. On my size vessel, there is no reason to shop around. Its the relationship with your agent that is imperative and must be seamless.
Tess R.
Maritime's entire team has always been outstanding!
Rich M.
The Maritime office is excellent. Nicky and Angie always send reminders and are extremely friendly and helpful.
Nicholas H.
Maritime has always been very helpful and user friendly. We contact a lot via email and phone and always get a prompt response. Mahalo!
W. "Kainoa" H.
Maritime agent Garrison Rudisill has been great to work with. He was a tremendous help with our hurricane Matthew claim.
Donna P.
Garrison has been very responsive and was always available and helpful.
Frank H.
Angie Fessler at the Maritime office went above and beyond to find us a policy to fit our event schedule. She is a blessing and we will be using you guys again this year.
Susan & Chris L.
I've never had a problem with this insurance and the price was great as well. My local guy, Garrison Rudisill, always answers my questions and helps me with anything I need.
Shin M.
My experience has been very professional and pleasant. They provided me with what I needed.
David S.
Maritime Insurance was very helpful in insuring our first larger vessel. The staff are very knowledgeable!
Joe S.
Working with these folks has been a real pleasure. They are knowledgeable, friendly and responsive. Easy to do business with.
Normand & Paula R.
NICK'S a stand up guy. He explains your coverage in English not in insurance jargon. Very responsive and easily accessible by telephone and via email.
Clay W.
Since day one, they have been there for us and on one particular day we needed them the most, they were there. We enjoy our relationship with the Charleston Team.
Eric R.
I had a serious claim in 2015 while cruising in the Turks & Caicos islands and I got the very best of service even though I was in another country. They stood behind me while my boat was repaired. It doesn't get any better than ...
Paul M.
This is one of the most responsive, helpful companies I have ever felt with. My calls and questions have always been returned with faster than average turnaround. Extremely helpful. Have always met my expectations. I recommend Nick McGinty and this company to all my friends.
Eric B.
Maritime was right on top of my claim and was extremely helpful in participating in getting the correct documents and professionals to back up my claim. Excellent company!!
Steve W.
They helped me with my claim and they always try to get me the best quote highly recommend.
Steve P.
Nick McGinty and his team are top notch people who understand their customers needs and provide quality insurance products in an efficient timely manner.
David F.
They have exceeded all my expectations. We have multiple policies on several properties, prior to insuring through Maritime insurance this was a nightmare keeping track of things, with Nick and crew its a snap. Its like having a full time person on our staff just ...
Garrison R. has been fantastic to work with and is an asset to the company!
Tyler S.
Very knowledgeable staff who answered all my questions and the rates I received were far superior to anyone else's.
Brian N.
Very responsive, honest and customer service driven. I was surprisingly impressed and my expectations were exceeded.
Jim T.
Thank you Nick for ALWAYS being on the ball. You guys are great!
Thornton L.
I called insurance companies on a Friday to see who would be most helpful and responsive. Maritime Insurance was the ONLY company ready and willing to take information and prepare a quote. The customer service alone was worth using the company.
Andy D.
Fast prompt service, no hassles.
Bill B.
Great initial coverage policy and excellent follow-up skills for renewal...
Michael H.
Has an awareness of the struggles of a small marine service company.. Did a great job finding affordable policy for our specific needs. Great communication and stays on top of my account concerns.
William W.
Found you on internet. Nick McGintry and Nicky have exceeded my expectations. It's as great genuine and heart felt as the Four Seasons staff. And you were competitive.
Susan A.