When purchasing a policy for your boat, yacht or marine insurance needs, you have a few options from which to choose. The choices are generally:
Homeowners Insurance Agent / General Agent – This is your corner store agency that writes your home, auto, health, and life insurance.
Direct Writers – These are the insurance companies (not agencies) who write their product direct to consumers. Progressive, Liberty Mutual, & Geico Auto Insurance are examples. The people you are getting a quote from work for the insurance company.
Niche / Specialty Agents – These are agents who focus on a particular industry niche, like Maritime Insurance International.
While this may sound self-serving, there are significant advantages to using a niche or specialty agent when searching for insurance for your boat, yacht, or marine business. We aren’t the only ones. There are several other great agencies out there in the space to help you, and a few of our competitors we think highly of are listed at the bottom of this page.
For those in the business of repairing and servicing recreational boats & yachts, there is a great solution for insuring your business. The program is called a Marine Artisan Policy. This boat repair insurance is specifically tailored toward small shops, including solo operators. Our policies are low cost solutions to provide you the coverages you will need in the course of your marine business as well as the requirements almost all marinas now have. In most cases, we can provide a quote in as little as a few hours.
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Taking your boat out with friends and family can be a great way to spend the day. However, even if you are taking every precaution, accidents and injuries can still occur. If you are the owner of the boat, then you can be held liable for such accidents and injuries. For this reason, boat liability insurance is essential coverage for all boat owners.
Despite the fact that boating can be a sensational way to relax and enjoy beautiful waterways, accidents still do unfortunately happen. Boating accidents can occur as the result of irresponsible behavior, environmental elements, or simply as the result of chance. No matter what the cause is, boating accidents still occur, and they can be very costly when they do.
In the State of South Carolina, there were 552 recreational boating accidents between 2011 and 2015. This is a significant number. Due to the fact that so many accidents occur from recreational boating, it is important to take proper safety precautions when participating when planning your trip and while out on the water. Here are some great boat safety tips.
The rise of AirBnB has made the idea of operating a bed and breakfast more appealing to people around the world, and there’s lots of creativity out there. A boat bed and breakfast, for instance, is just like a normal bed and breakfast, except it’s located on a boat instead of in a small, quaint building! Operating a boat bed and breakfast can be a wonderful and rewarding experience, but there can be some unique challenges to getting your business operating full steam ahead. Here are some great tips to get you started on your way to boat bed and breakfast paradise.
A boat is a great way to enjoy the outdoors and entertain guests. Whether you’re buying a boat for personal pleasure or business use, it’s important to make sure that you get what you’re paying for. Here are some of the most important things to look for when buying a boat.
The waters of South Carolina provide excellent business opportunities for companies to run fishing boats, commercial boats, charter boats, marinas, boat rental operations, shipyards, boat manufacturing plants, and more. Headquartered in Charleston, SC, Maritime Insurance International has a deep connection to the Palmetto state and its many businesses. We want to help your marine business get the greatest commercial marine insurance coverage on the market, so that you can run your company with peace of mind instead of worrying about potential losses.
Maritime Insurance International is a leading marine insurance company that is headquartered in Charleston, South Carolina. We can help you find excellent marine insurance policies for boat and yacht insurance, commercial marine insurance, marine surety, and many other marine insurance needs. Maritime Insurance International serves all 50 states and has just opened a new office in Mystic, Connecticut!
If you are operating a charter boat business in the Charleston, SC area, then it is wise to understand some key pieces of information about charter boat insurance in this region. Being well informed is crucial to ensure that you have the proper coverage and knowledge you need to protect your charter boat business.
Here are some of the top charter boat insurance considerations for your Charleston, SC, charter boat business.
With its beautiful waterways and close proximity to the Atlantic Ocean, Charleston, SC is home to many boat owners. This means that there is no shortage of business for marinas in the area. However, in order for these marinas to thrive, it is important to have quality insurance coverage. Local marina insurance brokers in Charleston, SC can be very helpful when it comes to finding the right policy for your unique needs. Here are some of the top reasons to work with a local broker for your needs.