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Commercial Boat Insurance & Charter Boat Insurance

Here at Maritime Insurance International, we understand the importance of protecting your commercial and charter boats. That is why we make it our priority to help you find the best possible marine insurance plan. Whether you manage a commercial boat, charter fishing vessel, inspected charter boat, or have boats for rent, we can provide you with great insurance options that are sure to meet your needs. Let us put our expertise and decades of experience to work for you.

Commercial Boat Insurance

No matter what type of commercial boat you have, we can help you find a great maritime insurance policy to best suit your needs. Although commercial boats such as tug boats, dock builders, fishing boats, and more are often built very tough, there are still a number of accidents that can occur at sea. The ocean, though very beautiful, can be a dangerous place. It is best to have great commercial boat insurance coverage before an accident occurs. That is where Maritime Insurance International can help you.

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Uninspected Charter Boat Insurance

Whether you run a charter fishing, sightseeing or other charter boat business, your vessel is the foundation upon which your charter business rests. For this reason, poor insurance coverage can cause major losses and business interruptions if anything happens to your boat or boats. At Maritime International Insurance, we put our years of experience to work for you, helping you to find policies with great rates that can protect your company in the event that you strike a reef, have a collision with another boat, or experience any number of other unfortunate events.

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Inspected Charter Boat Insurance

There are many different reasons you will need marine insurance if you run an inspected charter boat. Shoreside liability, ticket booth extensions, waivers of subrogation, liquor liability, excess liability, and pollution are just some of the reasons you need all of the coverage you can get. We have access to a range of leading insurance carriers with charter boat insurance plans. Our experienced maritime insurance agents will help you find a marine insurance policy that is ideal for your charter boat or fleet.

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Boat Rental Insurance

Marine insurance is particularly important for boats that are being rented, as the professionals at your company will not be the ones operating these vehicles during rentals. Your clients in most cases will likely be people with considerably less experience on the water who have no financial investments in your boats. For this reason, the chances of experiencing a loss can be increased. Here at Marine Insurance International, we have extensive experience with boat rental insurance policies, and we can help you find a perfect policy for your needs.

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Company Information

Maritime Insurance International
3 Lockwood Drive
Suite 302A
Charleston, SC 29401

Mystic, CT Office:
P.O. Box 30
West Mystic, CT 06388-0030

Annapolis, MD Office:
P.O. Box 3505
Annapolis, MD 21403

Contact details

Phone: 843.606.5270
Fax: 888.482.6844

Monday - Friday: 9:00am - 5:00pm


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Professional, & courteous every time we've spoken. I would highly recommend ​t​his agency for boat insurance.
Carol P.
Very helpful and easy to work with.
Kevin D.
Excellent and prompt service.
Bruce B.
Terrific custom service and extremely well informed.
Amy D.
Nick does a great job, very responsive service, good products.
Charles C.
Great people, prompt service and they know their policies.
Banff L.
Been with this company since 2011, had one claim and it was settled to my satisfaction very promptly, never had any type of problem. I would highly recommend them based on the service I have gotten from them.
Barry B.
Nick McGinty & his team are top notch. Friendly, responsive, knowledgeable...Recently had an issue that was resolved quickly. They insure both my vessels and highly recommend them.
Great service, great prices and flexible pay plans
Alan B.
Easy to do business with. Knowledgeable, and good price comparisons.
Lawrence L.
The personal service and contacts I have with Maritime Insurance make me appreciate their "product" so much more than just sending my premium to some P.O. Box! Good people standing behind their service! Sincerely, Ken Byrd Pres. Charleston Yacht Carpentry Inc.
Ken B.
I have just bought my first big boat! This is a process that requires people who know what needs to happen and helped me to get it done. Insurance is something that we hope never to need but offsetting the risk in a big purchase ...
Patrick M.
MII has been responsive, prompt in follow-up and competitive in cost quotes. Am pleased with their customer service and already have suggested to a colleague to pursue their services.
Dann L.
This company makes super yacht insurance look easy. Very knowledgeable on vessels over 400 GT and they never miss an email. On my size vessel, there is no reason to shop around. Its the relationship with your agent that is imperative and must be seamless.
Tess R.
Maritime's entire team has always been outstanding!
Rich M.
The Maritime office is excellent. Nicky and Angie always send reminders and are extremely friendly and helpful.
Nicholas H.
Maritime has always been very helpful and user friendly. We contact a lot via email and phone and always get a prompt response. Mahalo!
W. "Kainoa" H.
Maritime agent Garrison Rudisill has been great to work with. He was a tremendous help with our hurricane Matthew claim.
Donna P.
Garrison has been very responsive and was always available and helpful.
Frank H.
Angie Fessler at the Maritime office went above and beyond to find us a policy to fit our event schedule. She is a blessing and we will be using you guys again this year.
Susan & Chris L.
I've never had a problem with this insurance and the price was great as well. My local guy, Garrison Rudisill, always answers my questions and helps me with anything I need.
Shin M.
My experience has been very professional and pleasant. They provided me with what I needed.
David S.
Maritime Insurance was very helpful in insuring our first larger vessel. The staff are very knowledgeable!
Joe S.
Working with these folks has been a real pleasure. They are knowledgeable, friendly and responsive. Easy to do business with.
Normand & Paula R.
NICK'S a stand up guy. He explains your coverage in English not in insurance jargon. Very responsive and easily accessible by telephone and via email.
Clay W.
Since day one, they have been there for us and on one particular day we needed them the most, they were there. We enjoy our relationship with the Charleston Team.
Eric R.
I had a serious claim in 2015 while cruising in the Turks & Caicos islands and I got the very best of service even though I was in another country. They stood behind me while my boat was repaired. It doesn't get any better than ...
Paul M.
This is one of the most responsive, helpful companies I have ever felt with. My calls and questions have always been returned with faster than average turnaround. Extremely helpful. Have always met my expectations. I recommend Nick McGinty and this company to all my friends.
Eric B.
Maritime was right on top of my claim and was extremely helpful in participating in getting the correct documents and professionals to back up my claim. Excellent company!!
Steve W.
They helped me with my claim and they always try to get me the best quote highly recommend.
Steve P.
Nick McGinty and his team are top notch people who understand their customers needs and provide quality insurance products in an efficient timely manner.
David F.
They have exceeded all my expectations. We have multiple policies on several properties, prior to insuring through Maritime insurance this was a nightmare keeping track of things, with Nick and crew its a snap. Its like having a full time person on our staff just ...
Garrison R. has been fantastic to work with and is an asset to the company!
Tyler S.
Very knowledgeable staff who answered all my questions and the rates I received were far superior to anyone else's.
Brian N.
Very responsive, honest and customer service driven. I was surprisingly impressed and my expectations were exceeded.
Jim T.
Thank you Nick for ALWAYS being on the ball. You guys are great!
Thornton L.
I called insurance companies on a Friday to see who would be most helpful and responsive. Maritime Insurance was the ONLY company ready and willing to take information and prepare a quote. The customer service alone was worth using the company.
Andy D.
Fast prompt service, no hassles.
Bill B.
Great initial coverage policy and excellent follow-up skills for renewal...
Michael H.
Has an awareness of the struggles of a small marine service company.. Did a great job finding affordable policy for our specific needs. Great communication and stays on top of my account concerns.
William W.
Found you on internet. Nick McGintry and Nicky have exceeded my expectations. It's as great genuine and heart felt as the Four Seasons staff. And you were competitive.
Susan A.

Which type of insurance are you interested in?


Boats (Under 27′)

Yachts (27′ and Over)

Luxury Yachts

Commercial Vessels

Inspected Vessels

Bareboat, Rentals,
Clubs, B&B



Repair Yards


Small Business

Yacht Brokers


Marine Contactors

USL&H/Jones Act

P&P Bonds

Freight Broker

OTI Bonds

Carnet Bonds

Admiralty Bonds