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Boat Dealer Insurance

Boat dealerships have a multitude of exposures facing their businesses on a daily basis, like show rooms, on-water demos, and boat shows just to name a few. We partner with boat dealers to help ensure their operations are covered given the unique needs presented. While price is understandably a predominant factor in choosing a boat dealer insurance policy, it is important for dealerships to understand and recognize the differences in programs that are offered by the carriers.

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The last thing that your boat dealership needs is an insurance coverage gap that exposes you to serious risks. Our insurance professionals at Maritime Insurance International work to get you all of the coverage you need at the lowest possible price.

We are experts in boat dealer insurance, and have worked extensively in this space. We understand that protecting your boats and your dealership is of paramount importance to you. Satisfying your insurance needs is our top priority, and with twenty-five years of experience, we know we can do the job extremely well.

With access to all of the major insurance markets, we are able to present you with a range of options for your boat dealer insurance needs. More importantly, our marine insurance agents are on hand to help explain the key differences between these policies so that you have a clear understanding of what you are purchasing. This way you will not only have access to the best insurance offerings on the market, but you will also be able to understand why certain policies are better for you than others.

Considerations for Boat Dealer Insurance Policies

When comparing boat dealer insurance policies, keep the following key considerations in mind:

• Is it written on a reporting form for dealership inventory
• Is it Auditable
• Can owners or employees use inventory for personal use
• Overland navigational territory
• Waterborne navigational territory
• Is the Inventory covered for Wind, Flood, or Earthquake
• How are deductibles applied
• Any exclusions for Theft

Insurance available for:

• Physical (Dry Land) Property
• Dealer Inventory
• Engines & Accessories – stock and for sale
• Dock Coverage
• General Liability, Marina Operators Legal Liability, and Protection & Indemnity
• Crew Coverage
• Sudden & Accidental Pollution
• Commercial Tools & Equipment
• Commercial Auto
• Owned Watercraft
• Business Interruption & Loss of Rents
• Workers Compensation
• Crime
• Bumbershoots / Excess Liability
• Repair & Service Work

Company Information

Maritime Insurance International
3 Lockwood Drive
Suite 302A
Charleston, SC 29401

Mystic, CT Office:
P.O. Box 30
West Mystic, CT 06388-0030

Annapolis, MD Office:
P.O. Box 3505
Annapolis, MD 21403

Wrightsville Beach, NC Office:
530 Causeway Drive, Suite F1
Wrightsville Beach, NC 28480

Contact Details

Phone: 843.606.5270
Fax: 888.482.6844

Monday - Friday: 9:00am - 5:00pm


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Professional, & courteous every time we've spoken. I would highly recommend ​t​his agency for boat insurance.
Carol P.