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About Boat Insurance
Boat insurance is a specialized type of insurance coverage that should not be placed on a homeowners policy. In particular, you need an Agreed Hull Value that pays the stated value of the policy without factoring depreciation as opposed to a cheaper Actual Cash Value coverage, which depreciates the settlement from what your boat is truly worth. Often times liability limits can be nominal differences, so getting a higher limit is worth considering as well.
Other coverages like mechanical breakdown, waiver of depreciation on outboard engines, and low electronics deductibles are options that enhance your boat policy and should be also discussed and considered. Our agents know the in’s and out’s of different policies and would love to help you understand them to find the best coverage.
Why Maritime Insurance?
We have 8 deeply experienced boat insurance agents that are passionate about putting your best interests first and securing the best coverage possible for your boat. We are an independent marine agency, which allows us to access numerous markets and provide several options best for your coverage. We take the time to answer questions and explain the policies so you can make an informed decision.
We recognize insurance is not just a single transaction. Therefore, our full-service staff takes pride in the opportunity to help you throughout the full life cycle of your policy. Whether it is a billing question, equipment upgrade, navigation change, or claim event, you can look to us to assist with it ALL.
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