Boat dealerships have a multitude of exposures facing their businesses on a daily basis, such as inventory, Titling E&O, demos and boat shows; just to name a few. Our staff are knowledgeable and dedicated to assisting you with a tailored policy that will help protect your business from these inherent risks.
About Boat Dealer Insurance
All Boat Dealers should ensure that their operations have adequate Property and Liability coverage. A good Dealer Policy Insurance Program will include: General Liability, Marina Operators Legal Liability, Protection & Indemnity, Workers Compensation, and a Bumbershoot (excess) Policy.
On the property coverage, this is often site-specific but would include: Building coverage, tools and equipment, and Boat & Yacht Inventory. These coverages will make up the bulk of the policy. There are several other coverages that you may want to look into for your Boat Dealer Insurance as well, including: Cyber Liability, Crime for wire fraud transfer, & Employment Practice Legal Liability.
It is also vital to know how 1099 Sales Associates are insured (or not) under your current policy, as we have found that there is a great misunderstanding about 1099 Sales associates and their coverage under a dealer policy.
Why Maritime Insurance?
At Maritime Insurance, we have specific agents to assist with insurance for boat dealerships. These Agents have considerable experience insuring over 150 Marine Facilities all over the United States. With access to all of the major markets, we are able to offer multiple quotes for your Boat Dealership with one call.
Additionally, with the extensive experience comes helpful advice. Our agents will provide optional coverages we feel might suit your operations and are able to clearly explain all of the different coverages and how they apply to your situation. You never want to find out you are insured incorrectly following a loss, so make sure to reach out to Maritime Insurance and allow us to evaluate your Boat Dealership Insurance.
Types of Coverage Available
Insurance available for:
• Physical (Dry Land) Property
• Dealer Inventory
• Engines & Accessories – stock and for sale
• Dock Coverage
• General Liability, Marina Operators Legal Liability, and Protection & Indemnity
• Crew Coverage
• Sudden & Accidental Pollution
• Commercial Tools & Equipment
• Commercial Auto
• Owned Watercraft
• Business Interruption & Loss of Rents
• Workers Compensation
• Crime
• Bumbershoots / Excess Liability
• Repair & Service Work
Our Customers Love Us
As a matter of context, this was our first boat ownership experience. So Adam did a great job walking us through the various boater-related risks and perils and related coverages, including how the boat insurance integrates with our other insurance coverages (umbrella). He made excellent recommendations and was a terrific thought partner. His service was professional and he delivered as promised. And while I hope that I’ll never need to file a claim, I am confident I can count on Adams continued professionalism and support should that day come.
About Boat Dealer Insurance
All Boat Dealers should ensure that their operations have adequate Property and Liability coverage. A good Dealer Policy Insurance Program will include: General Liability, Marina Operators Legal Liability, Protection & Indemnity, Workers Compensation, and a Bumbershoot (excess) Policy.
On the property coverage, this is often site-specific but would include: Building coverage, tools and equipment, and Boat & Yacht Inventory. These coverages will make up the bulk of the policy. There are several other coverages that you may want to look into for your Boat Dealer Insurance as well, including: Cyber Liability, Crime for wire fraud transfer, & Employment Practice Legal Liability.
It is also vital to know how 1099 Sales Associates are insured (or not) under your current policy, as we have found that there is a great misunderstanding about 1099 Sales associates and their coverage under a dealer policy.
Why Maritime Insurance?
At Maritime Insurance, we have specific agents to assist with insurance for boat dealerships. These Agents have considerable experience insuring over 150 Marine Facilities all over the United States. With access to all of the major markets, we are able to offer multiple quotes for your Boat Dealership with one call.
Additionally, with the extensive experience comes helpful advice. Our agents will provide optional coverages we feel might suit your operations and are able to clearly explain all of the different coverages and how they apply to your situation. You never want to find out you are insured incorrectly following a loss, so make sure to reach out to Maritime Insurance and allow us to evaluate your Boat Dealership Insurance.
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